PELLA – Authorities in Pella are advising residents of an uptick in check overpayment scams.
The Pella Police Department says that they’re seeing scammers targeting residents, local businesses, and online sellers by offering to purchase items, often without seeing them in person, and sending a check for more than the asking price. They then pressure the seller to quickly deposit the check, refund the overpayment, or release the item.
Police say that the check may initially appear to clear, but later, it is discovered to be counterfeit, leaving the victim responsible for the full amount.
Warning signs that you may be targeted by one of these scams include:
- Receiving a check for more than the agreed-upon sale price
- Buyers who refuse to meet in person or inspect the item
- Requests to return part of the money
- Pressure to act quickly
- Unexpected checks claiming to be for prizes, reimbursements, jobs, or lottery winnings
The Pella Police Department also reminded residents that funds appearing in your account does not mean that a check has fully cleared; fake checks can be reversed days, or even weeks later.
Residents can protect themselves from these scams by:
- Never accepting overpayment checks
- Never sending money back from a deposited check
- Verifying checks directly with the issuing bank
- Being cautious of buyers who rush or pressure you
- Trusting your instincts if something feels off
If you believe you’ve been targeted by a scam, or have a question about something that just feels off, contact the Pella Police Department and report the incident immediately.
