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More people now eligible for rent and mortgage help through state pandemic program

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RADIO IOWA – The Iowa Finance Authority says more people could now be eligible to receive assistance through their COVID-19 Eviction and Foreclosure Prevention program.

Spokesperson Ashley Jared says those who were ineligible because they received the $600 federal unemployment benefit are now eligible for the program. “So if you have received that benefit in the past, you are now welcome to apply,” she says. “And even if you applied in the past and were denied because of that benefit, you are more than welcome to reapply to
see if you are eligible for rent or mortgage assistance.”

She says the program will help those who are having trouble paying their rent during the pandemic. “We have rent assistance You can get up to $3,200 up to four months for rental assistance. And that is paid directly to your landlord. They have to log in and verify your rental amount at the apartment or home that you are renting.,” according to Jared.

And there is help if you own your home. “If you have a mortgage and you are struggling to make your payment due to a COVID loss of income — we can also assist with that — with up to three thousand dollars. Again up to four months to that mortgage servicer directly,” Jared says.

She says your eligibility is based on your income. Jared says it is based on 80 percent of the area median income, and that varies by county and household size. “In Polk County for instance, it is roughly $57,000 for a household of two,” she says. The federal unemployment assistance expired at the end of July and the attempts in Congress to bring it back have so far stalled.

“If something passes we would have to re-examine at that point — but right now we are just really glad we are able to open up eligibility to those who have received that assistance in the past,” Jared says. Jared encourages anyone who may need help to check and see if they are eligible at iowahousingrecovery.com.

“About eleven-hundred have received assistance so far. A large majority of that being renters,” Jared says. “We anticipate the home ownership side will come a little later on, hopefully not though. Hopefully, people are keeping up on their mortgage payments.”

The money for the program comes from an allocation made by the governor form the Federal Cares Act.

The annual Sales Tax Holiday is underway

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RADIO IOWA – If you need a new shirt, a pair of pants or some sneakers, this is the time to go shopping.

What’s known as the State of Iowa’s Sales Tax Holiday is underway today and tomorrow. John Fuller, the spokesman for the Iowa Department of Revenue, says the rules are fairly straightforward.

“Generally, if they buy any item of clothing or any footwear that’s less than $100 per item, that will not have state sales tax,” Fuller says. “If they have specific items that they’re looking for, they can go to tax.iowa.gov, and there’s a list of what’s taxable and what’s not.”

Iowa shoppers are about to enter their second decade of these sales tax holidays. “It started about 19 or 20 years ago through legislative action,” Fuller says. “The lawmakers decided that this would be a good thing for Iowans.”

Iowans who prefer to do their browsing for new duds on the computer instead of in the store are also in for a discount. “Online purchases have the same rules,” Fuller says, “so as long as you select your item and pay for it during that time period, there should be no state sales tax on that.”

The tax-free weekend is in place from 12:01 a.m. Friday through 11:59 p.m. Saturday.

(Pat Powers, KQWC, Webster City contributed to this report.) 

‘Worst nightmare’: Laid-off workers endure loss of $600 aid

By SARAH SKIDMORE SELL and PAUL WISEMAN

AP – An unemployed makeup artist with two toddlers and a disabled husband needs help with food and rent. A hotel manager says his unemployment has deepened his anxiety and kept him awake at night. A dental hygienist, pregnant with her third child, is struggling to afford diapers and formula.

Around the country, across industries and occupations, millions of Americans thrown out of work because of the coronavirus are straining to afford the basics now that an extra $600 a week in federal unemployment benefits has expired.

“My worst nightmare is coming true,” said Liz Ness, a laid-off recruiter at a New Orleans staffing agency who fears she will be evicted next month without the added help from Washington. “Summer 2020 could be next year’s horror movie.”

Lawmakers on Capitol Hill are struggling to work out an agreement that would restore some federal jobless aid. Even if they do reach a deal, the amount is likely to be less than $600. And by the time the money starts flowing, it could be too late for many Americans who are already in dire straits

“Members of Congress may have the luxury to come to an agreement this week and vote next week and then roll it out over several weeks,” said Brian Gallagher, CEO of United Way Worldwide. “Families don’t have that luxury — they are out of money tomorrow.”

In the meantime, up to 30 million Americans, their jobs lost or income slashed by an outbreak that has paralyzed the economy and killed close to 160,000 people in the U.S., are trying to get by solely on state unemployment benefits, which on average are less than $400 a week.

On Thursday, the government said nearly 1.2 million laid-off Americans applied for unemployment last week. That is a decline from the previous week. Still, it was the 20th straight week that at least 1 million people sought jobless aid. Before the coronavirus, the number had never surpassed 700,000 in a single week.

Bethany Racobs-Ashford, the makeup artist with two small children, said the $600 had been a “lifeline.”

The 32-year-old Dallas resident was just entering the busy wedding season, when she typically earns the bulk of her income, when the outbreak struck, and she lost her job. Her state unemployment aid amounts to only about $828 a month.

“I don’t know what we’re going to do now,” she said.

Fearing eviction from their home, Racobs-Ashford and her family moved in with her 70-year-old mother. She worries about taking on a new job that could compromise her family’s health.

Jackilyn Lopez of Tucson, Arizona, said the $600 had been a “godsend” for her family since she lost her job as a hygienist in March, when most dental practices shut down. She and her husband have an 18-month old daughter, and Lopez is due to give birth in three weeks.

Her employer has reopened but has yet to recall Lopez. She feels fortunate that her husband has kept his job as an assembly worker at a laser manufacturer. But Lopez, 30, just received her first weekly unemployment check without the $600, and it was only $213.

“Our groceries are more than that each week, with the diapers and formula,” she said.

Food banks, pantries and other safety net organizations report soaring demand from people in need. Charitable groups worry the problem will worsen with the end of the $600 and the expiration of coronavirus-era moratoriums on evictions.

Up to 23 million renters nationwide are at risk of being evicted by the end of September, according to COVID-19 Eviction Defense Project, a coalition of economic researchers and legal experts.

“We are going to have tens of millions of families not just in desperate need, but they are going to be out of their home, and it’s going to be catastrophic,” the United Way’s Gallagher said.

United Way, which runs the 211 network, a service that connects the needy with help, typically receives 11 million calls a year. This year, it foresees 20 million calls.

The Greater Boston Food Bank, one of the nation’s largest food banks and a supplier for hundreds of pantries, soup kitchens and senior centers, said it is seeing the highest demand in its 40-year history. Many people are seeking help for the first time.

So far, food banks and pantries that rely heavily on donations say giving has been strong since the outbreak hit.

In Florida, whose tourism industry has been pummeled, 38-year-old John Brenner of Plantation lost his position as a hotel manager and has been out of work for four months. Florida’s weekly unemployment aid is capped at $275 a week, so “I’m quite reliant on that extra $600,” he said.

“The anxiety the Senate is giving me isn’t helping much,” Brenner said.

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AP writers Christopher Rugaber in Washington; Candice Choi in New York; Kelli Kennedy in Fort Lauderdale, Florida; and Suman Naishadham, Sophia Tulp and Sudhin Thanawala in Atlanta contributed to this report.

Unemployment claims drop for third straight week

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RADIO IOWA – Unemployment claims are down for the third straight week.  Iowa Workforce Development says the number of ongoing unemployment claims dropped by 5,072 in the last week — and are down by nearly 30,000 claims in the last three weeks.  Ongoing claims have dropped by nearly 85,000 since peaking in the second week of May. First-time unemployment claims dropped around 200 last week to 6,765.

Some counties move into extreme drought category

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RADIO IOWA – While scattered showers are in the forecast for much of Iowa over the next several days, dry conditions have worsened.

The latest report from the U.S. Drought Monitor shows all or parts of 11 counties in west-central Iowa are now in the D-3 category, which means extreme drought. Last week, no Iowa counties were in D-3.

The scale only goes up to D-4, which is exceptional drought, though none of Iowa has reached that level yet this year. The new report shows much of Iowa’s western half is under moderate or severe drought, while much of northern and east-central Iowa is considered abnormally dry.

Only about 20 counties, on the southern and far eastern borders are in normal territory.

Griffiths Takes Two As Southern Iowa Speedway Holds Season Championships

By Jerry Mackey:

Oskaloosa, Iowa: Wednesday, August 5th, Copeland Auto Body and S&S Mobile Blasting hosted Season Championship Racing and Hall of Fame Induction night at the Southern Iowa Speedway. Very pleasant weather greeted a great crowd for the final Wednesday night racing program of 2020.

It was a very big night for Hedrick driver Dustin Griffiths, the 10G took off from his outside front row start and went on to lead the MidState Machine Season Championship race which ran caution free. Griffiths easily out distanced second place finisher Derrick Agee. The point race was very tight coming into Wednesday night in the Stock Car division. Jason McDaniel saw his one point lead in the season point standings disappear as Agee used his second place finish and McDaniel’s fifth place finish to earn the 2020 point title.

Griffiths started the Parker Tree Service Hobby Stock feature shotgun on the field in 18th and quickly shot to the front using the high side of he multi grooved ½ mile. Griffiths made quick work of his march to the front in taking the lead on lap number five. Griffiths scored the season championship feature win ahead of Aaron Martin and Brad Stephens. The win also put an exclamation point on the season for Griffiths as he earned the season point title.

The Oskaloosa Quality Rental Sportmods saw veteran racer Curtis VanDerwal race to the front from his 3rd row start and overtake early leader Logan Anderson in route to both the Season Championship feature win as well as the Season long point title. Anderson has been a very hot driver as of late but settled for second ahead of Maguire Dejong.

William Michel of Columbus Junction has been very hot as of late as Wednesday night saw the Dirt N Asphalt Sport Compact driver win his fourth feature in the last week. Michel took the checkers ahead of the Southern Iowa Speedway track champion, Billy Cain.

Jonathan Hughes continued his mastery of the Mahaska County Monster ½ mile by winning his 12th consecutive Rockin It Pilot Non-Wing Sprint Car feature. The win earned the track Championship plus a $400 Bounty and another $100 bonus from Mark Nelson of Nelson Repair.

The Hall of Fame of the Southern Iowa Speedway welcomed 4 individuals to the elite group on Wednesday night. Drivers Carl VanDerwal and Tim Folkerts, flagman Engel DeKock were recognized on Wednesday night as new inductees. Dan Dickey was unable to attend on Wednesday night and will be recognized at the Fall Challenge.

The Sprint Cars will take over the Southern Iowa Speedway this weekend as Terry McCarl will be hosting the Ultimate Challenge on Sunday, August 9th and the Front Row Challenge on Monday, August 10th.

Stock Car Racing will be the season grand finale with the running of the Musco Lighting Fall Challenge which will be contested Friday and Saturday, October 16 &17. Please watch facebook and the Southern Iowa Fair website for details on the Fall Challenge as the date approaches.

Southern Iowa Speedway Season Championships Wednesday, August 5

Feature Results (top 5)

Mid State Machine Stock Cars

  1. 10g Dustin Griffiths-Hedrick
  2. 14 Derrick Agee-Moberly, MO
  3. 52 Nathan Wood-Sigourney
  4. 95J Jason Hall-Grinnell
  5. 85 Jason McDaniel-Eldon2020 Track Champion-Derrick Agee

Oskaloosa Quality Rental Sportmods

  1. 1V Curtis VanDerwal-Oskaloosa
  2. 53 Logan Anderson-Eddyville
  3. 30M Maguire Dejong-Montezuma
  4. 29 Colton Livezey-New Sharon
  5. 352 Charlie Weber-Sigourney2020 Track Champion-Curtis VanDerwal

Parker Tree Service Hobby Stocks

  1. 10G Dustin Griffiths-Hedrick
  2. 73 Aaron Martin-Delta
  3. 55 Brad Stephens-Bussey
  4. 43J Jon Irwin-Hedrick
  5. 40SE Scott Ellis-Marshalltown2020 Track Champion-Dustin Griffiths

Dirt N Asphalt Sport Compacts

  1. 69JX William Michel-Columbus Junction
  2. 52 Billy Cain-Bloomfield
  3. 62 Lewie Winkleman-Beacon
  4. 41 Nathan Moody-Oskaloosa
  5. 22D Dalton Sowers-Oskaloosa

2020 Track Champion-Billy Cain

Rockin It Pilot Sprint Cars

  1. 67 Jonathan Hughes-Knoxville
  2. 12 Doug Sylvester-Ottumwa
  3. 0 Mike Mayberry-Fremont
  4. G2 Tyler Graves-Chariton
  5. 5 Chuck Alexander-Chariton2020 Track Champion-Jonathan Hughes  

Wave of evictions expected as moratoriums end in many states

By REGINA GARCIA CANO and MICHAEL CASEY

BALTIMORE (AP) — Kelyn Yanez used to clean homes during the day and wait tables at night in the Houston area before the coronavirus. But the mother of three lost both jobs in March because of the pandemic and now is facing eviction.

The Honduran immigrant got help from a local church to pay part of July’s rent but was still hundreds of dollars short and is now awaiting a three-day notice to vacate the apartment where she lives with her children. She has no idea how she will meet her August rent.

“Right now, I have nothing,” said Yanez, who briefly got her bar job back when the establishment reopened, but lost it again when she and her 4-year-old daughter contracted the virus in June and had to quarantine. The apartment owners “don’t care if you’re sick, if you’re not well. Nobody cares here. They told me that I had to have the money.”

Yanez, who lives in the U.S. illegally, is among some 23 million people nationwide at risk of being evicted, according to The Aspen Institute, as moratoriums enacted because of the coronavirus expire and courts reopen. Around 30 state moratoriums have expired since May, according to The Eviction Lab at Princeton University. On top of that, some tenants were already encountering illegal evictions even with the moratoriums.

Now, tenants are crowding courtrooms — or appearing virtually — to detail how the pandemic has upended their lives. Some are low-income families who have endured evictions before, but there are also plenty of wealthier families facing homelessness for the first time — and now being forced to navigate overcrowded and sometimes dangerous shelter systems amid the pandemic.

Experts predict the problem will only get worse in the coming weeks, with 30 million unemployed and uncertainty whether Congress will extend the extra $600 in weekly unemployment benefits that expired Friday. The federal eviction moratorium that protects more than 12 million renters living in federally subsidized apartments or units with federally backed mortgages expired July 25. If it’s not extended, landlords can initiate eviction proceedings in 30 days.

“It’s going to be a mess,” said Bill Faith, executive director of Coalition on Homelessness and Housing in Ohio, referring to the Census Bureau Household Pulse Survey, which found last week that more than 23% of Ohioans questioned said they weren’t able to make last month’s rent or mortgage payment or had little or no confidence they could pay next month’s.

Nationally, the figure was 26.5% among adults 18 years or older, with numbers in Louisiana, Oklahoma, Nevada, Alabama, Florida, Mississippi, New York, Tennessee and Texas reaching 30% or higher. The margins of error in the survey vary by state.

“I’ve never seen this many people poised to lose their housing in a such a short period of time,” Faith said. “This is a huge disaster that is beginning to unfold.”

Housing advocates fear parts of the country could soon look like Milwaukee, which saw a 21% spike in eviction filings in June, to nearly 1,500 after the moratorium was lifted in May. It’s more than 24% across the state.

“We are sort of a harbinger of what is to come in other places,” said Colleen Foley, the executive director of the Legal Aid Society of Milwaukee.

“We are getting calls to us from zip codes that we don’t typically serve, the part of the community that aren’t used to coming to us,” she added. “It’s a reflection of the massive job loss and a lot of people facing eviction who aren’t used to not paying their rent.”

In New Orleans, a legal aid organization saw its eviction-related caseload almost triple in the month since Louisiana’s moratorium ended in mid-June. Among those seeking help is Natasha Blunt, who could be evicted from her two-bedroom apartment where she lives with her two grandchildren.

Blunt, a 50-year-old African American, owes thousands of dollars in back rent after she lost her banquet porter job. She has yet to receive her stimulus check and has not been approved for unemployment benefits. Her family is getting by with food stamps and the charity of neighbors.

“I can’t believe this happened to me because I work hard,” said Blunt, whose eviction is at the mercy of the federal moratorium. “I don’t have any money coming in. I don’t have nothing. I don’t know what to do. … My heart is so heavy.”

Along with exacerbating a housing crisis in many cities that have long been plagued by a shortage of affordable options, widespread discrimination and a lack of resources for families in need, the spike in filings is raising concerns that housing courts could spread the coronavirus.

Many cities are still running hearings virtually. But others, like New Orleans, have opened their housing courts. Masks and temperature checks are required, but maintaining social distance has been a challenge.

“The first couple of weeks, we were in at least two courts where we felt really quite unsafe,” said Hannah Adams, a staff attorney with Southeast Louisiana Legal Services.

In Columbus, Ohio, Amanda Wood was among some 60 people on the docket Friday for eviction hearings at a convention center converted into a courtroom.

Wood, 23, lost her job at a claims management company in early April. The following day, the mother of a 6-month-old found out she was pregnant again. Now, she is two months behind rent and can’t figure out a way to make ends meet.

Wood managed to find a part-time job at FedEx, loading vans at night. But her pregnancy and inability to find stable childcare has left her with inconsistent paychecks.

“The whole process has been really difficult and scary,” said Wood, who is hoping to set up a payment scheduled after meeting with a lawyer Friday. “Not knowing if you’re going to have somewhere to live, when you’re pregnant and have a baby, is hard.”

Though the numbers of eviction filings in Ohio and elsewhere are rising and, in some places reaching several hundred a week, they are still below those in past years for July. Higher numbers are expected in August and September.

Experts credit the slower pace to the federal eviction moratorium as well as states and municipalities that used tens of millions of dollars in federal stimulus funding for rental assistance. It also helped that several states, including Massachusetts and Arizona, have extended their eviction moratorium into the fall.

Still, experts argue more needs to be done at the state and federal level for tenants and landlords.

Negotiations between Congress and the White House over further assistance are ongoing. A $3 trillion coronavirus relief bill passed in May by Democrats in the House would provide about $175 billion to pay rents and mortgages, but the $1 trillion counter from Senate Republicans only has several billion in rental assistance. Advocacy groups are looking for over $100 billion.

“An eviction moratorium without rental assistance is still a recipe for disaster,” said Graham Bowman, staff attorney with the Ohio Poverty Law Center. “We need the basic economics of the housing market to continue to work. The way you do that is you need broad-based rental assistance available to families who have lost employment during this crisis.”

“The scale of this problem is enormous so it needs a federal response.”

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Casey reported from Boston. Associated Press Writer Farnoush Amiri in Columbus, Ohio, contributed.

Economist predicts revenue for corn farmers will hit 14-year low

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RADIO IOWA NEWS – An analysis prepared for the National Corn Growers Association concludes American corn farmers will lose $89 an acre in revenue this year — due to the pandemic.

“There are some economists predicting that are projecting….the 2021 crop year will be impacted,” said Chris Edgington, who farms near St. Ansgar and is the association’s new vice president.

A prediction from a University of Illinois economist suggests 2020 revenue from U.S. corn sales will dip to a 14-year low.

“We’ve got a lot of challenges,” Edgington said. “We’ve got a lot of great product that we need to get moved and we’re just looking for homes to get it out of the bins so we can put this year’s crop in there.”

The economic analysis done for the Corn Growers indicates that even after calculating the additional payment from federal farm programs, there’s a $15 per acre drop in revenue related to the 2019 corn crop.

“COVID is definitely causing some challenges in the country,” Edgington said. “Exports are a challenge. Demand for both ethanol and livestock have both been hit pretty hard at times and so those things rise right to the front when we get together as a group and talk.”

Edgington is part of a three-generation operation. He farms with his father, his brother and his son.

(By George Bower, KICD, Spencer)

Two districts resist governor’s order on resumption of classes

Two central Iowa school boards are resisting the governor’s order that districts begin the school year with in-person instruction.

The Waukee School Board and the district’s superintendent issued a written statement last night. It included what was described as “a reminder” to Governor Reynolds and other state officials that state law gives local school officials the power to establish rules for the governance of their own districts. Waukee Superintendent Brad Buck served as former Republican Governor Terry Branstad’s state education director for nearly two years.

Earlier this summer, the Urbandale School District had permission to continue operating its year-round elementary school online, but state officials notified the district students would have to return to the classroom this Friday. Urbandale’s school board voted last night to continue online classes at the elementary school until at least August 25. The board will meet again on August 10 to discuss its “Return to Learn” plans for all students in the Urbandale district.

Governor Kim Reynolds announced last week state education officials will only grant waivers from in-person instruction to school districts in communities where at least 15 percent of residents have tested positive for Covid-19 AND at least 10 percent of students are absent. The statement from Waukee school officials said they will not follow that guidance, but instead will follow other “sources of expertise which indicate more reasonable” standards that should trigger temporary suspension of in-person classes and a shift to distance learning.

COVID-19 business impact in Wapello County

Based on an online survey conducted on behalf of Iowa Economic Development Authority from May 14 through May 29, results from 72 respondents from Wapello County reveal-
  • Nearly 64% of the survey respondents were small businesses with fewer than 10 employees, and about 77% had fewer than 25 employees
  • Industry sectors represented include
    • 15.3% Healthcare & Social assistance
    • 11.1% Retail
    • 9.7% Accommodation & Food service
    • plus Arts, Entertainment & Recreation, Construction, Finance & Insurance, Public Administration, Real Estate, Agriculture and Others
  • Median 2019 annual business revenue was reported to be $374,950
  • As many as 8.3% responded that there was no impact on business operations or supply chain disruptions

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